Cooling Measures

- 80% LTV is allowable for owners of HDB flats (with outstanding loan) upgrading to new ECs (purchased from developers) or buying another HDB flat; provided borrower does not have other loan in his name & he is providing a Letter of Undertaking to sell his HDB flat to the bank.

- ABSD Remission for a SC household purchasing a HDB flat or new EC (apply through HDB)

- ABSD Refund for Singaporean Married Couples on purchase of 2nd residential property; provided the 1st property is sold within 6 months from the purchase date of the 2nd property (completed property) or TOP/CSC (whichever earlier) (uncompleted property); (apply through Commissioner of Stamp Duties)